Summit Bank’s success has been built by establishing collaborative relationships with our clients that differentiates us from other financial institutions. All of our decisions are made locally, which results in our ability to quickly respond to loan requests, make decisions and provide flexible solutions.

Advantages of Full Faith and Credit Financing

Summit Bank’s Municipal Banking Group offers financing for equipment, infrastructure, vehicles and facilities. We help you maximize your budget and preserve your cash balances by providing flexible financing structures to match your funding cycles, with competitive rates and lower costs.  This allows you to lock in favorable pricing with your vendors for essential needs today, and build the repayment terms into your budget for future years.  We can also refinance existing debt providing lower interest expense and lower debt service costs.

 

Equipment

Real Property

  • Fire Trucks
  • Police Vehicles
  • School Buses
  • Energy Management Systems
  • Financial Mgt. Systems
  • Ambulances
  • Water Meters
  • Water Treatment
  • Telephone Systems
  • Heavy Machinery
  • School Facilities
  • City Buildings
  • Administrative Buildings
  • Fire Stations
  • Water and Sewer Facilities
  • Maintenance Facilities

Deposit Management

We know that managing public funds is an important responsibility, that’s why we work with you to ensure that your deposits are not only safe, but earning a competitive interest rate as well. We do this by providing great bank products and by leveraging our relationship with CDARS and ICS. 

To learn more about our programs, click on the videos below.  

CDARS     FDICICS

Treasury Management

At Summit Bank, we invested in technology, which allows our clients to bank anywhere, anytime.  We offer a robust Online Banking experience as well as the convenience of Mobile Banking.  Whether it is making deposits, sending wires, transferring funds, sending ACH transfers or paying bills, you have the tools to bank how you want.  If you have any questions, we are just a phone call away to provide a “real person” experience.  To find out more about Summit Bank and our Treasury Management offerings, please see the videos below.

Business Online     Business Bill PayACH ManagerMobiliti Business

Team members

  • Michael Mercer, Senior Vice President, Director Municipal Banking Group

    Mike has a Bachelor’s degree in Business Administration with a focus in Finance Management from Western Oregon University and over twenty five years of banking experience including branch management, commercial lending and wealth management. Mike serves as the President of the Board for the Boys and Girls Club and has served as President of Junior Achievement and Oregon Club of Eugene-Springfield in addition to A Family for Every Child. 541-684-7500